The world of technology has broaden to the extend that you can use your ordinary Nokia 3310 or Small mobile phone to perform banking operations like ACCOUNT OPENING, TRANSFERS, AIRTIME RECHARGE, CHECK BALANCE, PAY BILLS, REQUEST AND PAY LOAN etc.
All banks in Nigeria has different Ussd code, different methods of activation and uses.
USSD CODES FOR ALL BANKSIN NIGERIA
It doesn’t take if you savings or Current account, all account is eligible to take out the operation
Access (Diamond) Bank — *901# or *426#
EcoBank — *326#
Fidelity Bank — *770#
First Bank — *894#
First City Monument Bank (FCMB) — *389*214#
Guaranty Trust Bank (GTB) — *737#
Heritage Bank — *322*00#
JAIZ Bank — *389*301#
Keystone Bank *7111# —
Polaris Bank *833#—
Stanbic IBTC Bank *909#—
Sterling Bank — *822#
United Bank for Africa (UBA) — *919#
Union Bank — *826#
Unity Bank — *7799#
Wema Bank — *945#
Zenith Bank — *966#
HOW TO USE/ACTIVATE USSD CODE FOR ALL BANKS
After you have known your Bank USSD code, You go to your dialer screen on your phone, type the Bank ussd code there (eg: *901# for Accessbank) and press send button and the dialer action Sim will be the SIM card number you registered at the bank.
The dialer will load and bring out new screen with many option regarding your bank.
You can choose any options so that they will request account activation. You can choose “Airtime” Buy Airtime”
They system will request whether Account Number, Card Number, Or Card Pin for Activation
After the Activation, you can select PIN for your transactions
You can use the PIN for all transactions except self Airtime Recharge